Employee benefits and insurance services  ·  Licensed in all 50 states
Mon–Fri 8:30–5:00  ·  (724) 772-3160
CTR Insurance and Benefits Services — home
Independent brokerage · Warrendale, PA · Licensed in all 50 states

We don't work for an insurance company.
We work for you.

An independent brokerage appointed with numerous carriers in group health and employee benefits, so your renewal gets shopped every year, not renewed by default.

50
States licensed
Every renewal
Shopped, not rolled over
Multi-carrier
Not captive to one

Get your renewal shopped

The essentials to start a quote. We send the full census once we know what we are shopping.
Or call (724) 772-3160 · Mon–Fri 8:30–5:00

Employee Benefits

Group plans shopped across carriers every year, with enrollment and compliance handled for your HR staff.

Group health
Group vision
Group dental
Short and long-term disability
Group life
Accidental death & dismemberment
See how a renewal works →

Strategic Partnerships

A network of specialized partners, so a benefits strategy can go beyond group health without going to another agency.

Third-party administrators
Stop-loss carriers
401(k) advisors
Commercial lines agencies
Key employee coverage
HR consultants
See the full network →

How a renewal works with CTR

Most employers have never seen their group plan actually go to market. This is what happens when it does.

90 DAYS OUT

We pull the census

Updated headcount and claims experience go to every carrier we're appointed with, not just the one you have.

60 DAYS OUT

You see every option

Side by side, same format, with what each one actually costs your employees. No surprises in December.

30 DAYS OUT

We run open enrollment

Employee meetings, plan documents, and the questions that come after. Your HR person gets their afternoons back.

The people who would handle your account

Licensed producers and account managers, by name. Not a call center.

Joey Mills
Joey Mills
LUTCF, REBC · Employee Benefits
Juan Escobar
Juan Escobar
Managing Partner · Compliance
Melinda Baronetski
Melinda Baronetski
Account Manager · Service
Appointed with
AetnaAnthemCapital Blue CrossCignaDelta DentalEyeMedFlorida BlueGuardianHighmarkHumanaMutual of OmahaOneAmericaPrincipalUnited ConcordiaUnitedHealthcareUPMC Health Plan
CTR Insurance & Benefits Services, LLC is an independent agency appointed to offer products from the carriers shown. Display of a carrier’s name does not imply sponsorship, endorsement, partnership or exclusivity. Appointments vary by state and plan year; list current as of August 2026.
“I have owned my company for 23 years and have used just about every major payroll system available. Ten years ago, I found CTR because I was searching for a locally owned and run company where I could reach a person I knew if I needed anything. This company is amazing. They not only keep payroll running smoothly, but they also broker our multi-state health and workmen’s compensation insurances. Their staff is incredible and have always been able to handle anything new or any issues we have encountered. I highly recommend CTR.”
Jenni L. Galbraith, M.Ed. · Chief Executive Officer, Early Intervention Specialists, Inc.
“Our company has worked with the CTR team for the last six years, and they have been a valued extension of our team, providing reliable payroll and benefits administration along with exceptional service and support.”
Dean Degross · Long Ridge Energy
“We appreciate the combination of a strong payroll system and exceptional customer support. They are reliable, professional, and always available when we need assistance.”
Angela Pinkerton · Allied Dental
Existing clients · any hour
→ Add or remove an employee → Ask a benefit question → Process a Qualifying Life Event → Open enrollment documents
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Warrendale, PA
CTR Insurance & Benefits Services, LLC
553 Keystone Drive, Suite 100
Warrendale, PA 15086
(724) 772-3160
Mon–Fri 8:30–5:00
Payroll, HR and time
CTR Payroll →
© 2026 CTR Insurance and Benefits Services, LLC
Licensed insurance producer. PA license #830947 · NPN 18582027
Licensed in all 50 states
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